You can fakemissing columns using an alias - for example,
SELECT username, email, '' as name FROM `table1`
UNION
SELECT username, email, name FROM `table2`
WHERE username = 'user1';
where name is in table2 but not in table 1
If you are not confusing UNIONS with JOINS:
SELECT table1.*, table2.* FROM
table1 INNER JOIN table2
ON table1.username = table2.username
, .