How to use FreeMarker for a nested Pojos template?

I am studying using FreeMarker to write EDI files. These are mainly highly formatted (and verified) electronic invoices. I decided to start by writing a simple example, and I was stuck getting it in the "nested pojo" template. By this, I mean a POJO that contains a POJO, where both of them have data that I want to receive on my output. I wrote a unit test (myself) that does not work for an unknown reason. When I run the test, I get the following exception:

Expression user.getSub is undefined on line 1, column 24 in simple.
The problematic instruction:
----------
==> ${user.getSub().user} [on line 1, column 22 in simple]
----------

Java backtrace for programmers:
----------
freemarker.core.InvalidReferenceException: Expression user.getSub is undefined on line 1, column 24 in simple.
    at freemarker.core.TemplateObject.assertNonNull(TemplateObject.java:124)
    at freemarker.core.TemplateObject.invalidTypeException(TemplateObject.java:134)
    <snip>
    example.TestFreeMarkerTemplating.testSimpleTemplate(TestFreeMarkerTemplating.java:23)
    <snip>

I tried many template options and did not succeed. This is a test:

package example;

import java.io.*;
import org.junit.Test;
import freemarker.cache.StringTemplateLoader;
import freemarker.ext.beans.BeansWrapper;
import freemarker.template.*;

import static org.junit.Assert.*;

public class TestFreeMarkerTemplating {

Configuration cfg = new Configuration();
StringTemplateLoader stringLoader = new StringTemplateLoader();
{ cfg.setTemplateLoader(stringLoader);
cfg.setObjectWrapper(new BeansWrapper()); }

@Test
public void testSimpleTemplate() throws TemplateException, IOException{
    stringLoader.putTemplate("simple", "Welcome ${user}. Sub ${user.getSub().user}");
    Template temp = cfg.getTemplate("simple");
    StringWriter out = new StringWriter();
    temp.process(new TestPojo(), out);

    assertEquals("Welcome Andy. Sub Bill", out.toString());
}

public static class TestPojo {
    private final String user = "Andy";
    private final SubPojo sub = new SubPojo();

    public String getUser() { return user; }
    public SubPojo getSub() { return sub; }
}

public static class SubPojo {
    private final String user = "Bill";

    public String getUser() { return user; }
}

 }

Thanks for any help!