Since we all posted three exact answers, obviously too much, here is a version that uses your design case when.
use this:
select *
from myTable
where id = 12345
AND case
when TermDate IS NULL
AND getdate() BETWEEN StartDate AND DATEADD(dd, 30, StartDate)
then 1
when GETDATE < TermDate
then 1
else 0
end
= 1
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